Category Archives: giveaway

More money does not create wealth

First: Happy New Year to Everyone.

Second: For this coming year, please realize that before you make more money to create wealth, you must first control expenses.

Then as more money flows in you will be able to save and invest the extra money. Otherwise more money will come in; you will increase your standard of living; and you have nothing to show for the additional money that came in.

If you are already living beyond your income, it is likely NOT your fault. I have been consulting and coaching people on their money for over 40 years and found the root causes of failure to be the following:

  1. You have not been taught in school how to handle money effectively.
  2. Your parents did not teach you, and it is NOT their fault. They cannot teach what they did not learn.
  3. The professionals you turn to have also NOT been taught how to do a personal budget so they can’t teach you either.

How do I know? I have asked thousands of people where they learned how to handle money effectively both when I met with people one-on-one and when I did large group presentations (like for Toyota Motors, American National Insurance, or the FBI).

As a CFP® I already knew Certified Financial Planners were not taught how to budget nor teach their clients how to budget. The most upsetting to me was to find that not even Certified Public Accountants had anything in their course work about personal budgeting. And I helped some of them through bankruptcy.

I struggled for years to learn what to do for myself; read book after book; and that is how the Wealth On Any Income System was created. Now that I no longer have to work for a living I have made it my mission to teach others, and send 100% of the profits to charity.

My recorded Wealth On Any Income program is now complete; I made it affordable; and it will have live group monthly coaching calls with me personally as a part of the program. If you are interested, just send me an email here.

Have a prosperous New Year.



How to be Happy

I recently attended a conference and met Tom Malesic and he was giving away Be More Awesome rocks. We chatted for a while and he has a great FREE motivational organization.

As you know, every day we are inundated with negativity. The news media focuses on disaster and violence; “If it bleeds; it leads” as the old newspaper adage.

TV programming has made it normal for people to be mean and belittling as a way of life. World leaders are behaving like school yard bullies. There is good happening across the world, but unfortunately we don’t often hear about it. I think it’s more important than ever to shine a big bright light on all the good that is already happening; and you can be a part of it.

Tom inspired me and I’m sure his material will inspire you. He started the website  four months ago and now has over 40,000 Fans and subscribers. His goal is 1 million.

The site showcases the goodness and positivity in the world. You can read stories and watch videos of people being awesome, kind, generous and loving. You will find blogs, inspirational quotes and podcasts. He encourages visitors to share their own stories

Go check it out and signup to get his inspirational stories and ideas.

Also, you can download his FREE e-book, 101 Things to Make You Instantly Happy:

Have a wonderful holiday season, whatever you celebrate.



Two dozen free gifts

Hi Folks,
I am always excited to share with you some great resources to help you succeed in all areas of your life, not just real estate and finance.

So I am really excited to share with you a cool event that I’m participating in with other amazing coaches, authors and speakers where we are providing  you some of our best tools and techniques, for free!

Get Your Year in Gear Giveaway  Continue reading Two dozen free gifts